Credit Analyst · Bengaluru
HP India · HP India
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Designation Offered
Credit Analyst
Job Role
Data Analyst
Department
Business Operations
Job Type
Fulltime
Salary
8.00Lacs
Experience
Fresher
Job Location
Bengaluru
Education
Bachelor's Degree
Posted by
HP India
Posted On
15 Nov 2026
Valid until
14 Jan 2027
Skillset required
Job Description for Credit Analyst
A role-focused description with responsibilities, expectations, and qualifications for this opening.
HP India is looking for a Credit Analyst to evaluate creditworthiness, assess customer risk profiles, and support corporate financial operations in Bengaluru.
Responsibilities
- Perform comprehensive financial statement analysis and credit assessments for business customers.
- Determine appropriate credit limits and terms based on risk evaluation frameworks.
- Monitor existing credit exposures and identify emerging risks or deteriorating customer profiles.
- Prepare detailed credit review memorandums and recommendations for senior approval.
- Collaborate with global sales and finance teams to facilitate transactions while mitigating bad debt.
- Conduct due diligence, reviewing external credit bureau reports and public financial filings.
- Track accounts receivable trends, payment behaviors, and DSO metrics across assigned portfolios.
- Ensure compliance with internal corporate credit policies and standard accounting practices.
- Maintain and update risk tracking databases and operational financial dashboards.
- Support dispute resolution processes and provide input on structured payment plans.
About this opening
HP India is hiring a Data Analyst in the Business Operations team based in Bengaluru.
This role is fulltime, flexible, Fresher experience, ₹5 lakh–₹8 lakh per year—matched against UnoJobs' verified employer data.
Skills evaluated for this opening include Excel, Financial Statement Analysis, Risk Assessment, Financial Modeling. Apply directly through UnoJobs to keep your application visible to HP India without bouncing across multiple sites.
- Role
- Data Analyst
- Department
- Business Operations
- Location
- Bengaluru
- Work mode
- Flexible
- Experience
- Fresher
- Compensation
- ₹5 lakh–₹8 lakh per year
Common questions about this Credit Analyst role
Quick answers before you apply — updated for candidates searching from Google and AI assistants.
- What tools do Bengaluru data analyst jobs usually require?
- Credit Analyst listings in Bengaluru often mention Excel, SQL, Python, Power BI, or Tableau. This posting's skills section above is the best signal for what HP India expects on day one.
- Are fresher data analyst jobs available in Bengaluru?
- Yes — this opening is tagged for freshers or early-career candidates in Bengaluru. Build a small SQL + dashboard project to strengthen your application.
- What is the typical salary for this analyst role?
- This job lists ₹5 lakh–₹8 lakh per year. Analyst pay in Bengaluru scales with SQL depth, domain knowledge (BFSI, e-commerce, SaaS), and internship history.
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