Sales Manager - Gold Loan · Athani, Karnataka

The Sales Manager - Gold Loan is responsible for driving gold loan business growth through multiple channels.

• Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers.
• Promote gold loan products to existing liability customers.
• Drive consistent month-on-month growth in End-of-Period (EOP) assets for the gold loan business at each branch.
• Ensure fee income of at least 1% of total disbursals.
• Conduct regular follow-ups with customers to ensure timely renewals and minimize pending cases.
• Coordinate with valuers periodically and ensure customers are aligned to pay valuation charges as per product norms.
• Maintain healthy collections with zero First EMI Misses (FEMI) and First Payment Defaults (FPD).
• Ensure accurate Priority Sector Lending (PSL) tagging and compliance.
• Support branch teams in audits and customer communication.
• Manage a team of Direct Selling Agents (DSAs).