
Life Underwriting Consultant · Bengaluru
Ethos · ETHOS LIFE SCIENCES PRIVATE LIMITED
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Designation Offered
Life Underwriting Consultant
Job Role
Life Underwriting Consultant
Department
Consultants
Job Type
Fulltime
Salary
1
Experience
1–3 years
Job Location
Bengaluru
Education
Bachelor's Degree
Posted by
ETHOS
Posted On
17 Jul 2026
Valid until
15 Sept 2026
Skillset required
Job Description for Life Underwriting Consultant
A role-focused description with responsibilities, expectations, and qualifications for this opening.
Life Underwriting Consultant is a delivery-focused opportunity based in Bengaluru, India.
Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?
Key Responsibilities
- Are you interested in getting in on the ground floor of a growing team at an insurtech startup?
- Would you enjoy working in a collaborative environment where your opinion matters?
- Duties and Responsibilities: Understand underwriting policies, guidelines, practices and procedures Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background Communicate effectively both written and verbally to explain underwriting decisions Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making Ability to independently work assigned requests with minimal direction
- Own core deliverables associated with the Life Underwriting Consultant role and execute them with strong accountability.
- Collaborate with cross-functional stakeholders to move work from planning through completion.
- Translate goals into clear actions, priorities, and day-to-day execution plans.
- Track progress closely and surface blockers before they affect outcomes.
- Apply sound judgment to maintain quality, consistency, and timely delivery.
- Create and maintain documentation, updates, or reporting that keeps stakeholders aligned.
- Identify process gaps and recommend practical improvements based on observed friction.
- Balance multiple priorities while keeping commitments visible and manageable.
- Support problem-solving across routine work and higher-priority escalations as needed.
Preferred Qualifications
- Bachelor's degree or equivalent practical experience in a relevant field.
- Strong communication and stakeholder-management skills.
- Ability to organize work clearly, prioritize effectively, and deliver with consistency.
- Strong problem-solving ability with attention to detail and quality.
- Comfort collaborating across teams while maintaining personal accountability.
- A proactive mindset focused on ownership, execution, and continuous improvement.
Applications should be submitted through the listed apply link.
About this opening
Ethos is hiring a Life Underwriting Consultant in the Consultants team based in Bengaluru.
This role is fulltime, flexible, 1–3 years experience, up to ₹1 per year—matched against UnoJobs' verified employer data.
Skills evaluated for this opening include Agile, Evaluation. Apply directly through UnoJobs to keep your application visible to Ethos without bouncing across multiple sites.
- Role
- Life Underwriting Consultant
- Department
- Consultants
- Location
- Bengaluru
- Work mode
- Flexible
- Experience
- 1–3 years
- Compensation
- up to ₹1 per year
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